COVID-19 Disaster Payment
If a state public health order for COVID-19 adversely affects you, Services Australia provides a support payment. This weekly payment helps if you can't earn an income because of a COVID-19 lockdown.
You are eligible if:
- you can’t attend work and have lost income because of COVID-19 restrictions
- you can't access appropriate paid leave entitlements from your employer
- you’re not receiving an income support payment, a state or territory pandemic payment, Pandemic Leave Disaster Payment or state small business payment for the same period.
The payment is:
- $600 each week if a person has lost 20 hours or more of work a week, or
- $375 each week if a person has lost between 8 and 20 hours of work.
Bank support for Australian customers
Business and home loan customers impacted by COVID-19 lockdowns across Australia are encouraged to contact their bank to see what support may be available.
New South Wales
The NSW Government has announced several grants to help businesses, sole traders and not-for-profits impacted by the COVID-19 restrictions.
Digital Service Providers Australia and New Zealand (DSPANZ) has several resources to help businesses to determine if they're eligible for grants or payments under the NSW COVID-19 support packages.
2021 COVID-19 Business Grant
Eligible businesses (including non-employing businesses such as non-employing sole traders) and not-for-profits can apply for a one-off grant if the restrictions affect their turnover. The grants are assessed based on the impact on turnover:
- $15,000 for a decline in turnover of 70 per cent or more
- $10,500 for a decline in turnover of between 50 and 69 per cent
- $7500 for a decline in turnover of between 30 and 49 per cent.
The turnover period is calculated over at least two weeks from 26 June 2021 to 17July 2021 and compared to the same period in June and/or July 2019.
An accountant’s letter may be required as part of the application, as evidence of the decline in turnover. The NSW Government has provided this accountant’s letter template.
If your business does not meet the eligibility criteria and supporting evidence requirements, you should contact Services NSW.
CPA Australia's guidance on the NSW COVID-19 Business Grant
Under the JobSaver scheme, eligible employing entities will receive up to 40 per cent of their NSW weekly payroll. The minimum weekly payment will be $1500 and the maximum payment will be $10,000, paid fortnightly. For non-employing businesses the weekly payment will be $1000, paid fortnightly.
Entities will be eligible if:
- their turnover is 30 per cent lower than an equivalent two-week period in 2019
- their aggregated annual turnover is between $75,000 and $50 million
- they maintain their employee headcount as of 13 July 2021 for the period they receive the payment.
The decline in turnover is calculated over a minimum two-week period within the Greater Sydney lockdown (currently 26 June 2021 to the end of lockdown) compared to the same period in 2019.
An accountant’s letter may be required as part of the application as evidence of the decline in turnover. The NSW Government has provided the JobSaver accountant’s letter template.
To calculate ‘weekly payroll’, use the amount in W1 in your most recent BAS prior to 26 June 2021. Deduct total gross payments to employees outside of NSW and any amounts withheld for contractors under a voluntary agreement. That total should then be divided by the number of days in the BAS period and multiplied by 7.
Non-employing businesses are not eligible for JobSaver payment if individuals associated with and deriving income from the business have received a Commonwealth COVID-19 Disaster Payment since 18 July 2021 (which is a maximum of $600 per week).
Where a business does not meet the eligibility criteria and supporting evidence requirements, they should contact Services NSW.
The first fortnightly payment will be backdated to 18 July 2021.
Applications close 18 October 2021.
CPA Australia's guidance on the NSW JobSaver payment
Payroll tax concessions
Entities paying Australian wages of between $1.2 million and $10 million and have experienced a 30 per cent decline in turnover will receive a 25 per cent payroll tax deduction.
Any business paying payroll tax can opt to defer payroll tax payments on their 2020-21 annual reconciliation return and wages paid in July and August until 7 October 2022.
Grants for micro business
Businesses with an aggregated annual turnover of between $30,000 and $75,000 that experience a decline in turnover of at least 30 per cent will be eligible for a $1500 payment each fortnight during the restrictions.
The decline in turnover is calculated over a minimum two-week period within the Greater Sydney lockdown (currently 26 June 2021 until the end of lockdown) compared to the same period in 2019.
An accountant’s letter is one form of evidence an applicant may submit showing their decline in turnover. The NSW Government has provided the micro-business grant accountant letter template.
Non-employing businesses are not eligible to apply for this grant if anyone associated with the business or who derives income from it (except an employee) receives the Commonwealth COVID-19 disaster payment (the maximum payment under this support is the equivalent of $1200 per fortnight).
Where a micro-business does not meet the eligibility criteria and supporting evidence requirements, they should contact Services NSW.
The first payment will be backdated to 26 June 2021 and, where possible, will be made within 10 business days of an approved application.
Applications close 18 October 2021.
Commercial tenancy changes
For the period 13 July to 20 August 2021, commercial landlords will be prevented from taking the following actions against a tenant that is eligible for the COVID-19 Support Grant, the COVID-19 NSW Business Grant and/or the Job Saver Grant:
- evicting the tenant
- exercising a right of re-entry to the premises
- recovering the premises
- recovering a security bond
- terminating the lease.
The landlord can however act against a tenant for failure to pay rent, but only if they have first attempted mediation.
Land tax relief has been announced for the period from 1 July 2021 to 31 December 2021. The land tax reduction will be the lesser of:
- the amount of rent reduction provided to an eligible tenant for any period between 1 July 2021 and 31 December 2021, or
- 100 per cent of the 2021 land tax attributable to the parcel of land leased to that tenant.
- Deferral of gaming tax assessments for clubs are in place until 21 December 2021 and for hotels until 21 January 2022
- Capped grants of up to $1500 are available for residential landlords who are not liable to pay land tax who reduce rent for tenants
- Support for performing arts and live music organisations.
COVID-19 Business Support Grant: July 2021
Grants of $3000 for employing businesses and $1000 for non-employing businesses are available for businesses whose turnover has declined by at least 30 per cent because of the COVID‑19 health restrictions that began in the week commencing 20 July 2021.
To be eligible, a business must meet all the stated criteria at the start of the restriction period of 12:01am Tuesday 20 July 2021.
Official grant guidelines and an application portal will be made available shortly.
Business support payment
Businesses that successfully applied for the Business Costs Assistance Program Round Two (from the May/June 2021 lockdown) will automatically receive a top-up payment of $4800.
Businesses that successfully applied for the Licensed Hospitality Venue Fund 2021 (from the May/June 2021 lockdown) will automatically receive a top-up payment of $7200.
Businesses that didn't previously apply or have become eligible to apply for the Business Cost Assistance Program or the Licensed Hospitality Venue Fund 2021, can apply for July lockdown support payments.
Micro businesses that aren't eligible for state government business support payments because they're not registered for GST can apply to Services Australia for the COVID-19 Disaster Payment. The Victorian Government will establish a concierge service to help these businesses access this support.
Mediation for commercial tenants and landlords
The Victorian Small Business Commission (VSBC) is providing free and impartial mediation to help resolve commercial rent relief disputes in response to the pandemic.
Since the Victorian Government's Commercial Tenancy Relief Scheme ended, commercial tenants are no longer legally entitled to rent relief. The VBSC can help you address rent relief agreements.
Small Business Lockdown Assistance Grant
Eligible businesses will receive a grant of $3000. Eligible businesses must meet all the criteria below when the lockdown began on 29 June 2021. The business must:
- be located within Western Australia
- have an annual turnover of at least $75,000 and be registered for GST
- have a valid and active ABN
- have an Australia-wide payroll of less than $4 million in the 2019-20 financial year
- have suffered a financial loss as a direct result of the lockdown period, such as the loss of perishable goods or incurred costs associated with cancelled bookings, or experienced at least a 30 per cent week-on-week reduction in turnover due to restricted trading conditions
- be primarily operating in an industry significantly impacted by the lockdown, including hospitality and tourism.
Applications close 31 August 2021.
On 28 June 2021, the Malaysian Government announced its PEMULIH package - a range of additional support measures for households and businesses impacted by the Movement Control Order.
It includes cash handouts, food baskets and utility bill discounts for B40 and M40 households, and options for further EPF withdrawals.
For smaller businesses, it includes six-month automatic loan moratorium and easing of the wage subsidy program conditions.