Member Benefits: Insurance

Terms and conditions

Disclaimer

The products and services promoted on CPA Australia's member benefits landing pages (“Landing Pages”) are issued and provided directly by CPA Australia's member benefits partners, sponsors or affiliates (“Partners”) and not by CPA Australia Limited (“CPA Australia”). The Landing Pages may include web links to third party information, including product(s), service(s) and other information provided by the Partners (“Third Party Information”) including additional applicable third-party terms and conditions. CPA Australia makes no warranty as to the accuracy or completeness of any information contained on its Landing Pages or other Third-Party Information, nor does CPA Australia accept responsibility for any acts or omissions in reliance upon any such information. Such information is of a general nature only and does not consider your personal objectives, financial situation or particular needs. Before acting on such information, consider the appropriateness of the products and services that are promoted having regard to your objectives, financial situation and needs. Independent professional advice should be sought with respect to the product(s) and service(s) and any information referred to on the Landing Pages and/or any Third-Party Information. To the extent permitted by applicable law, CPA Australia, its employees, agents and consultants exclude all liability for any loss or damage claims and expenses including but not limited to legal costs, indirect special or consequential loss or damage (including but not limited to, negligence) arising out of or related to: (a) information contained on the Landing Pages; (b) Third Party Information; and/or (c) the products and services offered by any Partner. As a 'mere referrer', CPA Australia may receive revenue from our Partners.

Bupa

* Eligible customers will receive from Bupa HI Pty Ltd ABN 81 000 057 590 (Bupa) 6 weeks free health insurance plus an ongoing corporate discount, and 2 month and 6 month waiting periods waived on Extras, on the following terms and conditions. Eligibility: An Eligible Corporate Health Insurance Policy is a combined Hospital and Extras product issued by Bupa and included in the customer’s Corporate Health Plan (exclusions apply). To be eligible for the offer, an Eligible Customer must: (i) be a new Bupa health insurance member who has not been insured by Bupa or held a health cover with Bupa within the last 12 months prior to the join date; (ii) take out an Eligible Corporate Health Insurance Policy between 4/10/2023 and 10/01/2024 and such policy must commence by 10/02/2024; (iii) set up direct debit or payroll deduction (if available); (iv) hold an Eligible Corporate Health Insurance Policy and make all required payments for 30 consecutive days from the join date to receive the 6 weeks free offer; (v) provide a valid email address; and (vi) if joining online, use the promo code “6WFCORP” and quote their Company Name upon joining. Exclusions: Offer excludes Ambulance cover, Overseas Student Health Cover, Overseas Visitors Covers (both standalone and combined), Short Stay Visitors Cover, Corporate Proposition (CP) products, Voluntary Extras only products, Voluntary Hospital only products, products on any company funded Bupa health plans (either corporate split bill or corporate subsidised), and products that are part of any Bupa corporate health plans for which payroll deduction is available. General: Yearly limits, other waiting periods, fund and policy rules apply. Offer cannot be used in conjunction with any other offer with the exception of Refer a colleague offer. Bupa reserves the right to extend this offer.  View full terms and conditions of this offer here: https://www.bupa.com.au/campaigns/health-insurance/corp-six-weeks-free-terms

^ This offer is open to you (Referrer) if you are aged 18 or over and hold a health insurance policy with Bupa HI Pty Ltd (Bupa) at the time when the new customer (Referee) joins Bupa. The Referee must purchase a Bupa Hospital or Hospital and Extras package (Eligible Bupa Cover) on direct debit or through payroll deduction where applicable, or on a Corporate subsidy arrangement, between 4 September to 30 November 2023 (Offer Period) at a participating Bupa Health Insurance Retail Store nationally and/or Australia Sales and Customer Service support line. The Referee will be required to quote the Referrer’s Bupa membership number at the time of purchase of the Eligible Bupa Cover. Bupa accepts no responsibility with respect to the collection and provision of Referrer information by Referees. The completeness of information (including legibility and accuracy) is the sole responsibility of the Referee. The Referrer must provide Bupa with a valid email address to which the e-gift card will be sent. Offer not available where: (i) Referee has previously held a policy with Bupa in the past 60 days; and (ii) Referee purchases Working Visitors Cover, Non-Working Visitors Cover, Overseas Student Health Cover, or covers through Bupa’s Referral Program or Migration Agents. When a Referee joins Bupa on an Eligible Bupa Cover on direct debit or through payroll deduction where applicable, or on a Corporate subsidy arrangement, during the Offer Period and maintains the Eligible Bupa Cover for at least 30 continuous days, the Referrer will receive a Prezzee e-gift card valued at AU$200. A maximum of 5 Prezzee e-gift cards is available per Referrer within the Offer Period. Gift card supplier terms and conditions will apply. Bupa reserves the right to substitute the Prezzee e-gift card with a similar gift card of same monetary value. Bupa will use its best endeavours to deliver the Referrer’s reward within 30 working days after the Referee meets the relevant offer requirements. Bupa reserves the right to verify the validity of Referrers and Referees and to disqualify any Referrers or Referees in its sole discretion (acting reasonably). Bupa employees who wish to participate in this offer as a Referrer must ensure they are not in any way involved with the processing of the purchase of their Referee’s Eligible Bupa Cover and/or the issuance of the e-gift card as a result of their referral. If any Bupa employee is found to have breached this condition, their referral will become ineligible, and Bupa may elect (acting reasonably) to not award the Bupa employee with the e-gift card.

NobleOak

* Important information – The Target Market Determination for NobleOak’s Premium Life Direct insurance is available on our website.
*Discount – CPA Australia members are entitled to a 10% discount (which remains for the life of the cover) on NobleOak’s usual premium rates for its Income Protection cover with Premium Life Direct. CPA members are entitled to a 12% discount (which remains for the Life of the cover) on NobleOak's Premium Life Direct standard premium rates for its term life cover (not in conjunction with a discount from any other program). 
NobleOak also offers TPD, Trauma and Business Expenses cover. 

Legal statements. Premium Life Direct is issued by NobleOak Life Limited ABN 85 087 648 708 AFSL No. 247302. Address: 44 Market Street, Sydney NSW 2000. Phone: 1300 108 490. Email: [email protected]. 
Cover is available to Australian residents and is subject to acceptance of the application and the terms and conditions set out in the Premium Life Direct Product Disclosure Statement (PDS). This information is of a general nature only and does not take into consideration your individual circumstances, objectives, financial situation or needs. Before you purchase an insurance product, you should carefully consider the PDS to decide if it is right for you. The PDS is available by calling NobleOak on 1300 108 490 or from www.nobleoak.com.au. Clients should not cancel any existing Life Insurance policy until they have been informed in writing that their replacement cover is in place. NobleOak cannot provide you with personal advice, but our staff may provide general information about NobleOak Life insurance. By supplying your contact details, you are consenting to be contacted by NobleOak, in accordance with NobleOak’s Privacy Policy. 

Australian Unity

* New members only. Membership must commence by 5 December. Minimum payment & membership period and T&C's apply at australianunity.com.au/tcs
** 7.5% discount includes all retail discounts and is available only when paying by direct debit. The discount is not available through brokers or comparators, and excludes Overseas Visitor Cover.
*** “Member Get Member” you’ll receive a $100 gift card per referral. Just make sure that they give us your details when they sign up.